Business Term Loan

What is a Business Term Loan?

A Business Term Loan is a traditional lending product that provides your business with a lump sum of capital upfront, which you repay over a set period with fixed monthly payments. This predictable payment structure makes it ideal for larger purchases, long-term planning, and major business investments.

Term loans offer competitive interest rates and longer repayment periods compared to other financing options, making them perfect for businesses that need substantial capital and prefer the stability of fixed monthly payments.

Key Benefits

• Large Funding Amounts: Access $20K to $2M for major business investments
• Fixed Monthly Payments: Predictable payments make budgeting easy
• Competitive Interest Rates: Lower rates compared to short-term financing
• Longer Terms: 6 to 24 month repayment periods available
• Build Business Credit: On-time payments help establish credit history
• Flexible Use: Equipment, expansion, inventory, or any business purpose

Perfect For

• Purchasing equipment or machinery
• Real estate or facility improvements
• Business expansion and growth initiatives
• Large inventory purchases
• Refinancing existing debt
• Long-term capital investments

How It Works

1. Apply Online: Complete our simple application in 5 minutes
2. Quick Review: Our team reviews your application and financials
3. Get Approved: Receive approval decision in 2 hours
4. Review Terms: We present you with clear loan terms and rates
5. Receive Funds: Money deposited directly into your bank account
6. Fixed Payments: Make consistent monthly payments until paid in full

Quick Facts

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