Merchant Cash Advance

What is a Merchant Cash Advance?

A Merchant Cash Advance (MCA) provides businesses with quick access to capital based on future credit card and debit card sales. Unlike traditional loans, repayment is tied directly to your daily sales, making it a flexible solution for businesses with fluctuating revenue.

With a merchant cash advance, you receive a lump sum upfront and repay it through a percentage of your daily credit card transactions. This means you pay more when sales are high and less when sales are slow - providing natural cash flow management.

Key Benefits

• Fast Funding: Get approved in 2 hours and funded within 24 hours
• Flexible Repayment: Repay based on your sales - no fixed monthly payments
• Easy Qualification: Based on sales volume, not just credit score
• No Collateral: Unsecured funding with no assets at risk
• Use Funds for Anything: Inventory, payroll, marketing, equipment, or any business need

How It Works

1. Apply Online: Complete our simple application in minutes
2. Get Approved: Receive approval in as little as 2 hours
3. Receive Funds: Money deposited in your account within 24 hours
4. Automatic Repayment: A small percentage is deducted from daily credit card sales

Quick Facts

Apply Now