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    • How It Works
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    • Business Funding
    • Payment Processing
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Terms and Conditions

Last Updated: December 2025

By accessing our website or applying for funding from Quick Biz Capital LLC ("Quick Biz Capital," "we," "us," or "our"), you agree to be bound by these Terms and Conditions and our Privacy Policy.

1. Eligibility

To apply for funding, you must be at least 18 years old, a U.S. resident, and an authorized representative of the business. You must provide accurate information and maintain an active business bank account.

2. Application & Authorization

By submitting an application, you authorize Quick Biz Capital LLC to verify information, obtain consumer and business credit reports, verify banking details, and share information with funding partners for underwriting purposes. Submission of an application does not guarantee approval or funding.

3. Information Accuracy

All information you provide must be true, accurate, and complete. Providing false or misleading information may result in rejection, termination of funding, or legal action.

4. Funding Terms & Fees

If approved, you will receive a separate written funding agreement detailing rates, fees, repayment terms, and conditions. All material fees will be disclosed prior to acceptance. Fees may include origination, processing, NSF, late payment, or other administrative fees as permitted by law.

5. Repayment

You agree to repay all amounts owed in accordance with your funding agreement and to maintain sufficient funds for scheduled withdrawals. You must notify us promptly of any anticipated repayment issues.

6. Default & Collections

Failure to meet repayment obligations may result in late fees, acceleration of the balance, collection activity, credit bureau reporting where permitted, and legal action. You are responsible for reasonable collection costs, including attorney's fees where allowed by law.

7. Website Use

You agree to use our website for lawful purposes only. You may not attempt unauthorized access, disrupt operations, transmit harmful code, scrape data, or interfere with site functionality.

8. Intellectual Property

All website content, trademarks, logos, and materials are the property of Quick Biz Capital LLC and may not be copied, reproduced, or distributed without prior written consent.

9. Privacy & Communications

Please review our Privacy Policy, which governs how we collect, use, and protect your information.

SMS / Text Messaging Consent

By providing your phone number and affirmatively opting in (such as checking an unchecked consent box), you consent to receive recurring automated SMS/MMS messages from Quick Biz Capital LLC related to your application, funding status, account updates, and, where permitted, marketing communications.

  • Message frequency may vary (typically 1–5 messages per week)
  • Message and data rates may apply
  • Reply STOP to opt out at any time
  • Reply HELP for help
  • Consent to receive SMS messages is not a condition of purchase or funding approval

You may also contact us at info@quickbizcapital.com for assistance.

For full details, please review our Privacy Policy and SMS/Text Messaging Policy, which are incorporated into these Terms by reference.

10. Disclaimers & Limitation of Liability

Our website and services are provided "as is" and "as available." We do not guarantee uninterrupted service, error-free operation, funding approval, or results. To the fullest extent permitted by law, Quick Biz Capital LLC is not liable for indirect, incidental, consequential, or punitive damages.

11. Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes become effective upon posting. Continued use of our website or services constitutes acceptance of the updated Terms.

12. Contact Information

If you have questions regarding these Terms and Conditions, please contact us:

Quick Biz Capital LLC
Email: info@quickbizcapital.com

By clicking "I agree to the Terms & Conditions" on our application form, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

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