Business Line of Credit

What is a Business Line of Credit?

A Business Line of Credit is a revolving credit facility that gives you access to funds whenever you need them, up to your approved credit limit. Unlike a traditional loan where you receive a lump sum, a line of credit allows you to draw only what you need, when you need it, and pay interest only on the amount you actually use.

Once you repay what you've borrowed, those funds become available again, making it a reusable financial safety net for your business. This flexibility makes it ideal for managing cash flow fluctuations, covering unexpected expenses, and seizing time-sensitive opportunities.

Key Benefits

• Revolving Credit: Reusable credit line up to $275K
• Pay Only for What You Use: Interest charged only on drawn amounts
• Flexible Access: Draw funds as needed, anytime
• Extended Terms: Up to 36 month terms available
• Cash Flow Management: Perfect for seasonal fluctuations
• Quick Access: Funds available when you need them most

Perfect For

• Managing seasonal cash flow gaps
• Covering ongoing operational expenses
• Emergency repairs and unexpected costs
• Taking advantage of time-sensitive opportunities
• Inventory purchases throughout the year
• Bridging payment delays from customers

How It Works

1. Apply Online: Complete our simple application in 5 minutes
2. Quick Review: Our team reviews your application and financials
3. Get Approved: Receive approval decision in 2 hours
4. Credit Line Established: Your revolving credit line is activated
5. Draw as Needed: Access funds whenever you need them
6. Repay and Reuse: As you repay, credit becomes available again

Quick Facts

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