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SMS/Text Messaging Policy

Last Updated: December 2025

Important: By opting in to receive SMS messages from Quick Biz Capital LLC, you agree to the terms outlined in this SMS/Text Messaging Policy. Please read this policy carefully before providing your consent.

20.1 Program Description

Quick Biz Capital LLC offers an SMS messaging program to provide customers with:

  • Application status updates and notifications
  • Funding decision alerts
  • Account-related reminders and information
  • Occasional marketing communications (with your consent)
  • Important service announcements

By providing your mobile phone number and checking the SMS consent box on our application or contact forms, you expressly consent to receive recurring automated text messages from Quick Biz Capital LLC at the phone number you provided. Message frequency varies based on your account activity and preferences.

20.2 Opt-Out Instructions

You can opt out of receiving SMS messages at any time by using any of the following methods:

  • Text STOP: Reply STOP to any message you receive from us to immediately unsubscribe from all SMS communications
  • Email: Send an opt-out request to info@quickbizcapital.com with "SMS Opt-Out" in the subject line
  • Email: Contact us at info@quickbizcapital.com to request removal from our SMS list

After you opt out, you will receive one final confirmation message. You will no longer receive SMS messages from Quick Biz Capital LLC unless you opt back in. Please note that opting out of SMS messages does not affect other communications you may receive from us via email or phone.

20.3 Help & Customer Support

If you need assistance with our SMS program or have questions about the messages you're receiving:

  • Text HELP: Reply HELP to any message for assistance and contact information
  • Email: Contact us at info@quickbizcapital.com
  • Email Support: Contact info@quickbizcapital.com for support

Our customer support team is available to help you with any questions about our SMS messaging program, including how to manage your preferences and resolve any issues.

20.4 Carrier Liability Disclaimer

Quick Biz Capital LLC is not responsible for:

  • Delayed or undelivered messages due to carrier network issues
  • Messages that fail to send due to technical problems beyond our control
  • Any charges your mobile carrier may impose for receiving text messages
  • Service interruptions or outages affecting message delivery
  • Changes to your carrier's messaging policies or services

Message delivery is subject to your mobile carrier's network availability and policies. Carriers are not liable for delayed or undelivered messages. If you experience persistent delivery issues, please contact your mobile carrier directly.

20.5 Message & Data Rates

Message and data rates may apply. Standard messaging rates from your mobile carrier will apply to all SMS messages sent and received. These charges are determined by your mobile service provider and are not controlled by Quick Biz Capital LLC.

If you have questions about your messaging plan or applicable charges, please contact your mobile carrier directly. We recommend reviewing your mobile service agreement to understand any costs associated with receiving text messages.

20.6 Recurring Messages

By opting in to our SMS program, you consent to receive recurring automated text messages. The frequency of messages varies based on:

  • Your application status and account activity
  • Important updates about your funding or account
  • Responses to your inquiries or requests
  • Marketing communications (if you have opted in)

You may receive multiple messages per week depending on your account activity. During active funding processes, message frequency may increase to keep you informed of important developments.

20.7 Prohibited Content

Quick Biz Capital LLC is committed to responsible messaging practices. Our SMS messages will never contain:

  • Requests for your complete Social Security Number, full credit card numbers, or banking PINs via text
  • Links to unsecured or suspicious websites
  • Misleading or deceptive content
  • Content that violates TCPA, CTIA, or carrier guidelines
  • Spam or unsolicited promotional content (without proper consent)

Security Notice: Quick Biz Capital LLC will never ask you to provide sensitive personal or financial information via SMS. If you receive a suspicious message claiming to be from us, do not respond and contact us immediately at info@quickbizcapital.com.

20.8 Data Protection

We take the protection of your personal information seriously. Your mobile phone number and SMS consent information are:

  • Stored securely using industry-standard encryption
  • Used only for the purposes described in this policy
  • Never sold to third parties for marketing purposes
  • Protected by our comprehensive data security measures
  • Retained only as long as necessary to provide our services

We maintain strict security protocols to protect your information from unauthorized access, disclosure, or misuse. Our data protection practices comply with applicable federal and state regulations.

20.9 Privacy & Additional Information

This SMS/Text Messaging Policy is part of our overall privacy practices. For complete information about how we collect, use, and protect your personal information, please review our full Privacy Policy.

By participating in our SMS program, you also agree to our Terms and Conditions, which govern your use of our services.

Changes to This Policy

We may update this SMS/Text Messaging Policy from time to time to reflect changes in our practices or legal requirements. When we make changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.

Your continued participation in our SMS program after any changes constitutes your acceptance of the updated policy.

Contact Us

If you have any questions about this SMS/Text Messaging Policy or our messaging practices, please contact us:

Quick Biz Capital LLC

Email: info@quickbizcapital.com

Subject Line: "SMS Policy Inquiry"

By checking the SMS consent box on our application or contact forms, you acknowledge that you have read, understood, and agree to be bound by this SMS/Text Messaging Policy.

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