Funding for Pressure Washing & Exterior Cleaning Businesses

Money for equipment, trucks and trailers, crews, and the seasonal ramp — approved on your bank deposits, not your credit score. $10K to $5M, funded in as little as 24 hours.

Why pressure washing cash flow is hard to fund

Pressure washing and exterior cleaning is a great business with a brutal cash-flow shape. Your revenue swings hard with the season — spring and summer are packed, winter can go quiet — and your biggest costs hit exactly when you need to grow. A new hot-water skid, a wrapped trailer, surface cleaners and reels, extra crew, chemicals by the drum: you spend the money before the jobs pay you. And a lot of your best work (HOA contracts, commercial fleets, roof and building washes) invoices net-30 or net-60, so you're floating payroll while you wait to get paid.

Banks look at that seasonal swing and low credit score and pass. We look at your bank deposits. If money is moving through your account, you can likely get funded — no collateral required for working capital, and a soft credit pull that won't ding your score to check.

A real dollar example

Say you land a summer contract cleaning a 12-building apartment complex, plus a run of driveway and roof jobs booked out six weeks. To take it on you need about $28,000 up front: a used hot-water pressure washer and skid setup ($9,000), a second trailer and surface cleaner ($6,000), two seasonal crew members for the first month ($8,000), and chemicals, fuel, and insurance to cover the volume ($5,000).

You draw $30,000. On a common 6-month working-capital structure, you'd pay back roughly $1,650 a week for about 26 weeks. The apartment contract alone runs through the busy season and covers that payment with room to spare — and once the trailer and skid are paid off, that equipment keeps earning for years. You spent money you had to spend anyway, just weeks earlier, so you could say yes to the work instead of watching it go to a competitor.

This is an illustration, not a quote. Your exact amount, payment, and term depend on your deposits and business — we'll show you the real numbers before you commit to anything.

How funding works with us

• Approved on deposits, not credit score. We read your business bank statements to see cash flow. FICO 500+ is fine.
• Soft pull to check. Seeing what you qualify for won't hurt your credit.
• $10,000 to $5M. Enough to add one trailer or scale a whole fleet. Minimum funding is $10,000.
• Funded fast. With statements in and your agreement signed before early afternoon Eastern on a weekday, funding can hit the same day. Sign on a Friday and it typically lands Monday.
• No collateral for working capital. You're not putting your equipment or home on the line to cover payroll and materials.

Straight answers

Can I get funded with bad credit?

Yes. We approve on your bank deposits, not your credit score, and we work with FICO 500+. Checking your options is a soft pull that won't affect your credit.

How fast can I actually get the money?

If your statements are in and you sign your agreement before early afternoon Eastern on a weekday, funding can arrive the same day. If you sign on a Friday, it usually lands Monday.

What can I use it for?

Anything the business needs — pressure washing and cleaning equipment, trucks and trailers, crew and payroll, chemicals and fuel, insurance, marketing, or just covering the gap while net-30 and net-60 invoices come in.

How much can I get?

Funding runs from $10,000 to $5M. The amount you qualify for is based on your business deposits — we'll show you the real number before you commit.

Do I need to put up collateral?

Not for working capital. You can get funded to cover equipment, crews, and seasonal costs without pledging your gear or property.

I'm slow in winter — is that a problem?

No. Seasonal swings are normal in this industry and we account for them. Many owners use funding specifically to ramp up before the busy season and smooth out the slow months.