Moving Company Funding for Trucks, Crews & Peak Season

Buy or repair trucks, staff up for the summer rush, cover fuel and insurance. Approved on your deposits, not your credit score. Soft pull to check — funded in as little as 24 hours.

When the jobs are booked but the cash isn't there yet

Moving is a feast-or-famine business. May through September you could book every truck you own twice over — if you had the trucks, the crews, and the fuel money up front. The rest of the year you're covering insurance, storage, and payroll on thinner volume. And your customers pay when the job is done, not when you have to front the costs to do it.

That timing gap is where most moving companies stall out. A transmission goes on your 26-footer in the middle of June. A commercial move needs four extra loaders you don't have on payroll. Fuel prices spike right when your routes get longest. You need the money to say yes to the work — the work that would have paid for it — but the money shows up too late.

We fund moving companies based on the deposits already hitting your bank account, not on a credit score or a pile of collateral. If the revenue is real, you can get working capital fast enough to take the peak-season jobs instead of turning them down.

How it works

• 1. Apply in minutes. Basic business info and a few months of bank statements. Checking your options is a soft pull — it won't ding your credit.
• 2. Get a real offer. We size the amount to your actual deposits, from $10,000 up to $5 million, and show you the terms straight — no surprises buried in fine print.
• 3. Fund and get rolling. Once you accept, money can hit your account in as little as 24 hours. Buy the truck, hire the crew, fill the tanks.

Real numbers and who qualifies

Say your moving company runs about $60,000 a month through the business account. A used 26-foot box truck comes up at $38,000 and you need it in hand before the June bookings start. Instead of waiting on a bank for weeks, you pull $45,000 in working capital — enough for the truck plus fuel and a couple of extra loaders — and it's funded the next day. You're taking jobs by the weekend and paying it back out of the season it made possible.

You're a strong fit if:

• You've been in business at least a few months with steady deposits
• Your business bank account shows consistent revenue coming in
• FICO 500 or higher (we approve on deposits, so lower scores still work)
• You need anywhere from $10,000 to $5 million for trucks, crews, equipment, fuel, insurance, or marketing

Local movers, long-distance carriers, junk removal and hauling, packing and storage operations — every kind of moving business qualifies.

Straight answers

Can I use this to buy or repair a moving truck?

Yes. Working capital can go toward buying a truck outright, financing a down payment, or covering a major repair like a transmission or engine rebuild. It's your money to deploy where the business needs it.

Will checking hurt my credit?

No. Seeing what you qualify for is a soft pull. It won't affect your score, so you can check your options with no risk.

My credit isn't great — do I still have a shot?

Yes. We approve on your bank deposits, not your credit score. FICO 500 and up is fine as long as the revenue in your account is solid.

How fast can I actually get the money?

Approvals often come the same day, and funding can land in as little as 24 hours after you accept. Timing depends on your bank and how quickly you send your statements, but movers routinely get funded within a day or two.

Do I need to put up collateral?

Not for working capital. You don't have to pledge your trucks, equipment, or personal property to fund crews, fuel, insurance, or marketing.

How much can I get?

Anywhere from $10,000 to $5 million, sized to your monthly deposits. A single owner-operator and a multi-truck fleet get very different offers, and we match the amount to what your revenue can support.

Ready to take the jobs you're turning down?

Peak season doesn't wait, and neither should you. Check your options with a soft pull that won't touch your credit, and get the trucks, crews, and fuel money in place to book more moves.