Large Equipment Financing for High-Volume Operations

Heavy machinery, fleet, production lines, big-ticket units — from $10,000 to $5M, approved on your deposits and funded in as little as 24 hours.

Who this is for

This is built for established operators moving real volume — companies doing roughly $50,000 to $100,000+ per month in deposits who need to put serious equipment to work. If you run a fleet, a shop full of machines, or a production line and you're ready to add capacity, this is the lane. The stronger and more consistent your monthly revenue, the larger the facility you can command and the better the terms you'll see.

We don't lead with your credit score. We lead with your numbers. When your bank statements show consistent deposits, a 500+ FICO won't stop you and a soft pull is all it takes to check. No collateral is required for working-capital-style funding, and big-ticket equipment purchases are exactly what serious businesses use this for.

How much you can get — and how it scales

Funding runs from $10,000 up to $5M. Where you land is driven by your deposits, not a formula on a wall. Underwriting reads your monthly revenue and consistency: the bigger and steadier the numbers, the higher the number we can put in front of you.

Real example: a fabrication shop depositing about $85,000 a month wanted a $180,000 CNC machine plus a support unit. Based on their statements, they were approved for $200,000 — enough to cover the equipment and the install with margin to spare — and funds hit their account the next business day. Stronger deposits, larger facility. That's how it works.

How it works — 3 steps

• 1. Soft-pull application. A few minutes, no hit to your credit. Tell us the equipment and the amount.
• 2. Send your bank statements. We underwrite on deposits and revenue strength, not collateral or a perfect score.
• 3. Sign and get funded. Approved terms come back fast. Before early-afternoon ET on a weekday with statements in and signed, you can be funded the same day. Friday afternoon submissions fund Monday.

What serious operators use it for

• Heavy machinery and CNC or production equipment
• Fleet vehicles, trucks, and trailers — added in volume
• Full production lines and manufacturing upgrades
• Big-ticket single units that would otherwise tie up cash
• Replacing aging equipment before it costs you jobs
• Taking on a larger contract that requires more capacity now

Who qualifies

• Established business with consistent monthly deposits (best fit: $50K–$100K+/month)
• FICO 500+ is fine — approval is driven by revenue, not just score
• Soft pull to check, so shopping costs you nothing
• No collateral required for working-capital funding
• Recent business bank statements ready to send

Short close

If your deposits are strong, the equipment you've been waiting on is closer than you think. Check what your numbers qualify for with a soft pull — no obligation, no credit hit — and put big-ticket capacity to work in days, not months.

Straight answers

How much can I finance for large equipment?

From $10,000 up to $5M. The amount is based on your monthly deposits and revenue consistency — stronger, steadier numbers unlock larger facilities.

How fast can I get funded?

In as little as 24 hours. If your statements are in and the agreement is signed before early afternoon ET on a weekday, you can be funded the same day. Friday afternoon submissions typically fund Monday.

Will checking hurt my credit?

No. We use a soft pull to check what you qualify for, so it won't affect your score.

Do I need great credit or collateral?

Neither. FICO 500+ is fine because approvals are driven by your bank deposits, and working-capital funding requires no collateral.

What kind of equipment qualifies?

Heavy machinery, fleet vehicles, production lines, and other big-ticket units used by higher-volume operations.