High-Revenue Business Funding

The more consistent your monthly deposits, the more capital you can access — and the better your terms. Approved on revenue, not paperwork. From $10,000 to $5M, funded in as little as 24 hours.

Who this is for

This is funding built for operators doing real volume — businesses running roughly $50,000 to $100,000+ in monthly deposits, or $600K to $1M+ a year. If your bank statements show strong, steady revenue coming through month after month, you are exactly who this is for.

You are not a startup hunting for a first loan. You are an established business with cash flow, a track record, and a reason to move quickly — an opportunity, a big order, a season, an expansion. The approval here is driven by one thing above all: the strength and consistency of your deposits. The stronger your numbers, the bigger the facility and the better the pricing.

How much you can get — and how it scales with your deposits

Funding runs from $10,000 up to $5M. Where you land inside that range comes down to your revenue. As a working rule, higher-revenue businesses can access an amount in the neighborhood of one to a few months of gross deposits — the more consistent and clean your statements, the higher the multiple and the stronger the terms.

Real example: A distribution business doing $80,000 a month in deposits — steady, month after month — is typically in position for something in the $80,000 to $200,000+ range, depending on how consistent those months look, time in business, and existing obligations. A business at $100,000+/month with clean, stable statements can push toward the higher end and unlock better rates and longer terms than a thinner file would ever see.

Two things move your offer up:

• Consistency — steady month-over-month deposits beat one big spike. Lenders price stability.
• Volume — the larger your monthly gross, the larger the facility you can support and the more competitive the terms.

How it works — 3 steps

• 1. Apply and send statements. A short application plus your last few months of business bank statements. That's what we underwrite — your deposits tell the story.
• 2. Get a real offer. We review your revenue and come back with an amount and terms matched to your numbers. Soft pull only to check — no hit to your credit.
• 3. Sign and get funded. Approve the terms, sign, and funds can hit as fast as 24 hours. Sign before early-afternoon ET on a weekday and same-day funding is on the table.

What serious operators use it for

• Buying inventory in volume to hit a large order or a strong season
• Bridging the gap on 30/60/90-day receivables while revenue keeps rolling
• Expanding — new location, new equipment, new crew — without draining reserves
• Taking on a bigger contract that needs cash upfront to deliver
• Consolidating or refinancing existing obligations into a cleaner structure
• Moving fast on a time-sensitive opportunity a bank can't turn around in time

Who qualifies

• Established business with consistent monthly deposits — ideally $50,000+/month
• Time in business (a few months minimum; longer and steadier means better terms)
• Business bank account with real revenue flowing through it
• FICO 500+ (credit matters less than your deposit strength)
• U.S.-based business

The bigger and cleaner your monthly numbers, the more you qualify for and the better the offer.

Close

If your business is doing real volume, your revenue is your leverage. Put your deposits to work and get a facility sized to your numbers — with terms that reflect your strength, not your credit score. Send your statements and get a real offer, fast.

Straight answers

How much can a high-revenue business actually get?

From $10,000 up to $5M. As a rule of thumb, plan on roughly one to a few months of gross deposits, with the exact amount and terms driven by how consistent your statements are, time in business, and existing obligations. Stronger, steadier revenue pushes both the amount and the pricing in your favor.

Do you look at my credit or my revenue?

Revenue first. We underwrite your bank deposits, and FICO 500+ is fine. We do a soft pull to check, which does not affect your credit score.

How fast can I be funded?

As fast as 24 hours. If your statements are in and you sign before early-afternoon ET on a weekday, same-day funding is possible. Sign on a Friday afternoon and it moves to Monday. That's the honest rule.

Why do consistent deposits get better terms?

Because steady, predictable revenue is lower risk. A business showing clean, stable monthly deposits can support a larger facility at better pricing than one with erratic swings — even at the same average volume.

Do I need collateral?

Not for working capital. Your revenue qualifies you — no collateral required.

How many months of statements do you need?

Typically your last few months of business bank statements. That's enough for us to read your deposit strength and consistency and come back with a real offer.