Funding for Dry Cleaners & Laundry Services

$10,000 to $5,000,000 for presses, boilers, buildout, route expansion, and slow months — approved on your bank deposits, not your credit score. Funded in as little as 24 hours.

Running a dry cleaner or laundry service means carrying real overhead every single week — rent on a retail-friendly location, utilities that spike when the boiler and presses run all day, chemicals, hangers, poly, and payroll for pressers and counter staff. Your money is tied up in equipment and in orders sitting on the rack waiting to be picked up. When a boiler cracks or January foot traffic dries up, you need cash fast, and you need it approved on how your business actually runs — not on a FICO score.

Quick Biz Capital funds dry cleaners and laundry businesses from $10,000 to $5,000,000, with money in your account in as little as 24 hours. We approve on your bank deposits, not your credit score. Checking your options is a soft pull that won't ding your credit, FICO 500+ is fine, and working capital needs no collateral.

What dry cleaners and laundries use funding for

• Equipment — new or rebuilt shirt and pants presses, a boiler replacement, dry-cleaning machines, tensioning equipment, or POS and conveyor systems.
• Emergency repairs — when the boiler goes down mid-week and you can't process orders, you can't wait weeks for a bank decision.
• Buildout and remodels — opening a second location, upgrading a storefront, or converting to more efficient, lower-utility equipment.
• Route and pickup/delivery expansion — a van, wrapping, drivers, and marketing to grow home and commercial routes.
• Slow seasons — covering rent, utilities, and payroll through summer lulls and post-holiday dips when volume drops but bills don't.
• Bulk supply buys — locking in better pricing on solvent, poly, hangers, and detergent when a deal comes up.

A real dollar example

Say your main boiler fails and a replacement plus install runs about $28,000 — money you don't want to pull out of the account you use to make rent and payroll. You take $30,000 to cover the boiler and a little buffer for the downtime. On a common structure, you'd repay roughly $40,500 total over about 12 months, remitted as a small fixed amount pulled from your deposits each business day.

That works out to around $160 per business day. For a shop bringing in a few thousand dollars a day across walk-ins and route orders, that's a manageable slice — and it keeps you processing garments instead of turning customers away with a dark storefront. The exact numbers depend on your deposits and volume; you'll see real terms before you sign anything.

How the process works

• Apply in minutes — a short form, no mountain of paperwork.
• Send 3–4 months of business bank statements — this is what we base approval on.
• Get a real offer — you review the amount, the payback, and the daily remittance up front.
• Sign and get funded — statements and a signed agreement in before early afternoon ET on a weekday can fund the same day. Friday paperwork typically funds Monday.

Straight answers

Do I need good credit to get funded?

No. We approve on your business bank deposits, not your credit score. FICO 500+ is fine, and checking your options is a soft pull that won't hurt your credit.

How fast can I actually get the money?

As little as 24 hours. If we have your statements and a signed agreement before early afternoon ET on a weekday, same-day funding is possible. Paperwork finished on a Friday generally funds Monday.

What's the smallest amount I can get?

The minimum is $10,000, and we fund up to $5,000,000 depending on your deposits and volume.

Do I have to put up my equipment or shop as collateral?

No collateral is required for working capital. That keeps your presses, boiler, and lease out of the equation.

Can I use this if business is slow right now?

Yes. Because approval is based on your recent deposits, seasonal shops use funding specifically to cover rent, utilities, and payroll through summer and post-holiday lulls.

What do I need to apply?

A quick application and 3–4 months of recent business bank statements. That's usually enough to get you a real offer to review.