Business Funding for Companies Doing $50,000+ a Month

If your business is banking $50K or more every month, your revenue is your qualification. Get funding sized to your deposits — larger amounts, better terms, funded in as little as 24 hours.

Who this is for

This is funding built for established operators — businesses that are already doing real volume, not startups hoping to. If your bank statements show $50,000 or more coming in every month, you are exactly who this is designed for.

You are not a credit score to us. You are a revenue stream. When your deposits are strong and consistent, that consistency does the heavy lifting: it unlocks larger amounts and better terms than a business scraping by ever sees. The stronger your monthly numbers, the more we can put behind you.

Serious operators use this to move fast on opportunities that won't wait — inventory, payroll during a growth spurt, a second location, a bulk buy at a discount. If that's the position you're in, keep reading.

How much you can get — and how it scales with your deposits

Funding ranges from $10,000 to $5 million. Where you land inside that range is driven by one thing more than anything else: your monthly deposit volume.

Here is the honest math. A common working figure for revenue-based funding is roughly one month of gross deposits, and often more once you've shown a consistent track record. So a business banking $50,000 a month is frequently in range for $50,000 or more. A business doing $80,000–$100,000 a month can qualify for meaningfully larger facilities. As your deposits grow, so does the amount available to you — and repeat funding after a clean payback almost always comes back bigger and cheaper.

How it works — three steps

• 1. Apply and check your options. A short application and a soft credit pull — no hit to your score just to see where you stand. FICO 500+ is fine; your revenue is what matters most.
• 2. Send your bank statements. We approve on deposits, so your last few months of business bank statements are the core of the file. No tax returns marathon, no collateral required for working capital.
• 3. Get funded. Once you're approved and you sign, funds move fast. Get your statements in and signed before early afternoon ET on a weekday and same-day funding is on the table. Friday afternoon typically funds Monday.

What serious operators use it for

• Inventory and bulk buys — lock in a supplier discount or stock up ahead of your busy season while cash is working elsewhere.
• Payroll and hiring — cover a growth spurt without stalling out waiting on receivables.
• Expansion — a second location, new equipment, or a build-out you can pay back out of the revenue it generates.
• Bridging a gap — smooth out a slow stretch or a big client's slow-paying invoice without disrupting operations.
• Marketing and demand — pour fuel on a channel that's already producing when the ROI is clear.

A real example. Say your business banks $75,000 a month, fairly steady, with a 540 FICO and no collateral to pledge. On deposits alone you could be looking at roughly $75,000 in working capital. Get clean statements in Tuesday morning and sign the same day — the money can hit before the week is out, with no lien on your equipment or property. Pay it back on schedule and the next round comes back larger and cheaper.

Who qualifies

• Doing roughly $50,000+ per month in business bank deposits (about $600K+ a year).
• In business long enough to show a few months of consistent statements.
• FICO 500+ — a soft pull to check, so no ding for looking.
• A business bank account where your revenue lands.
• No collateral needed for working capital.

Straight answers

Can I get a business loan doing $50,000 a month?

Yes. At $50K/month in deposits you're in solid range — often for $50,000 or more in funding. The amount is sized to your revenue, so stronger and more consistent months mean larger offers.

How much funding can I get for a business doing $50k a month?

A useful rule of thumb is around one month of gross deposits, and frequently more once you've built a track record. At $50K/month that commonly means $50,000+; higher volume scales up toward the $5M ceiling.

Do you check credit?

We do a soft pull to check — it doesn't hurt your score. FICO 500+ is fine. Your monthly deposits carry the most weight, not your credit report.

How fast can I get funded?

As fast as 24 hours. If your bank statements are in and you sign before early afternoon ET on a weekday, same-day funding is possible. Sign Friday afternoon and it typically funds Monday.

Do I need collateral?

No — working capital funding here does not require collateral. Approval is based on your revenue and deposit history.

What do you need from me?

A short application and your last few months of business bank statements. That's the core of the file — no long document chase.

Ready when you are

If your business is doing $50,000 or more a month, you've already done the hard part — you're producing real revenue. Let's put capital behind it. Apply now, we'll check your options with a soft pull, and you could be funded within a day.