Business Loans for Bad Credit
Your credit score does not define your business. We look at your revenue and business performance, not just your FICO score. All credit types welcome.
Check Your Rate — No Credit ImpactSee how much your business qualifies for
$10K to $5M in business funding — approved on your revenue, funded as fast as 24 hours. All credit 500+. No collateral for working capital.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $10K+/mo revenue
Apply Now — Get Funded in 24 Hours
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
Getting Funded With Bad Credit
Traditional banks rely heavily on credit scores, often requiring 680+ for approval. This shuts out many hardworking business owners who have dealt with past financial challenges. At Quick Biz Capital, we take a different approach. We evaluate your business based on its actual performance: monthly revenue, time in business, and consistency of deposits.
Many of our clients have credit scores below 600 and still receive excellent funding offers. We work with a network of lenders who specialize in businesses with challenged credit, and we match you with the best available terms for your situation.
Products Available for Low Credit Scores
Revenue Based Financing
No minimum credit score. Approval based on your monthly revenue. $10K-$5M available.
Merchant Cash Advance
Based on card sales volume, not credit. Same-day funding available. $5K-$500K.
Working Capital
Minimal credit requirements. Focus on bank deposits and business health. $5K-$500K.
Invoice Factoring
Your customers credit matters, not yours. Great for B2B businesses. $10K-$1M.
Ready to Fund Your Business?
Join 1,000+ businesses that trusted Quick Biz Capital. Apply now and get a decision within hours.