Business Funding in Virginia Beach, VA
$10K to $5M, funded in as little as 24 hours — approved on your bank deposits, not your credit score.
Check Your Rate — No Credit ImpactSee how much your business qualifies for
$10K to $5M in business funding — approved on your revenue, funded as fast as 24 hours. All credit 500+. No collateral for working capital.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $10K+/mo revenue
Apply Now — Get Funded in 24 Hours
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
Virginia Beach runs on a mix that never really slows down: tourism at the Oceanfront, defense work tied to NAS Oceana and Naval Station Norfolk, and a growing small-business scene at Town Center and the ViBe Creative District. In 2026 the city was named the No. 3 city in the nation for small business. But steady demand doesn't mean steady cash flow — and when you need money to move on it, waiting weeks on a bank isn't an option.
That's where we come in. Quick Biz Capital funds businesses in Virginia Beach and across Hampton Roads with $10,000 to $5 million, and approval is based on your bank deposits — not your FICO. FICO 500+ is fine. Checking your options is a soft pull, so it won't ding your credit.
Built for seasonal swings
Oceanfront restaurants, hotels, and shops feel the gap between a slow winter and a packed summer. Funding smooths it out.
Approved on deposits
Strong sales but average credit? We look at what actually flows through your account, not just a score.
Fast enough to matter
Equipment breaks, a contract lands, inventory runs short — get an answer in hours, not weeks.
What you can use it for
- Hiring and payroll before the summer tourist rush
- Inventory, equipment, or vehicle repairs
- Bridging net-30 or net-60 terms on defense and government contracts
- Marketing, renovations, or a second location
- Covering slow-season overhead near the Oceanfront
A real example
Say a Town Center contractor needs $60,000 to buy materials for a job that pays out in 45 days. On a 12-month factor, they'd pay back somewhere around $78,000 total in fixed daily or weekly payments. The numbers depend on your deposits and time in business — but you'll see the real cost before you sign anything. No surprises.
How fast is fast?
Here's the honest rule: if you get us your last few months of bank statements and sign before early afternoon Eastern on a weekday, same-day funding is on the table. Apply Friday afternoon and you're most likely looking at Monday. No inflated promises — just the real timeline.
Straight answers
Do I need good credit?
No. We approve on your business bank deposits. FICO 500 and up is fine, and the initial check is a soft pull that won't affect your score.
How much can I get?
Between $10,000 and $5 million. The minimum is $10,000 — we don't do smaller. Your amount is driven by your monthly revenue and deposit history.
What do I need to apply?
A one-page application and your last few months of business bank statements. No tax returns or collateral needed for working capital.
What kind of businesses do you fund?
Every industry — restaurants, contractors, retail, medical, auto, trucking, salons, e-commerce, professional services, and more across Virginia Beach and Hampton Roads.
Will applying hurt my credit?
No. Checking your options is a soft pull only. Nothing changes on your credit report just for seeing what you qualify for.
Ready to Fund Your Business?
Join 1,000+ businesses that trusted Quick Biz Capital. Apply now and get a decision within hours.