Business Funding in Tempe, AZ

$10K to $5M for Tempe small businesses — funded in as little as 24 hours, approved on your bank deposits, not your credit score.

From the boutiques and cafes along Mill Avenue to the shops, restaurants, and service businesses around Tempe Marketplace, Tempe runs on small, fast-moving companies. With Arizona State University and major employers like State Farm, GoDaddy, and Wells Fargo bringing a steady flow of students, workers, and visitors, local owners often need capital just as quickly as opportunity shows up. Quick Biz Capital gives Tempe businesses $10,000 to $5 million — approved on your bank deposits, not your credit score.

How It Works in Tempe

• Apply in minutes. Fill out one short application online. Checking your options is a soft pull, so it won't hurt your credit.
• Send 3 months of statements. We approve based on your real deposits and cash flow — not a perfect FICO. Scores of 500+ are fine, and there's no collateral required for working capital.
• Get funded fast. Once you're approved and sign, funds can hit your account in as little as 24 hours.

What Tempe Owners Use It For

Every industry qualifies. We fund businesses across Tempe's economy, including:

• Mill Avenue retailers and boutiques buying seasonal inventory before ASU move-in and game days
• Restaurants, bars, breweries, and cafes managing payroll and equipment
• Tempe Marketplace shops and service businesses expanding or renovating
• Contractors, trades, and manufacturers bridging gaps between jobs and invoices
• Healthcare, tech, and professional services covering staffing and growth costs

Who Qualifies

• At least a few months in business with steady bank deposits
• FICO 500 or higher — lower scores still welcome
• A business bank account here in the Tempe area
• Minimum funding amount is $10,000

For example, a Tempe restaurant doing around $40,000 a month in deposits could qualify for roughly $40,000 to $60,000 in working capital — enough to hire ahead of a busy stretch or upgrade the kitchen without draining the register.

Get Funded in Tempe

If your business is bringing in revenue, you likely qualify. Check your options with a soft pull today and get the capital your Tempe business needs — often within 24 hours.