Business Funding in San Francisco, CA
$10K to $5M for San Francisco small businesses — approved on your deposits, not your credit score. Funded in as little as 24 hours.
Check Your Rate — No Credit ImpactSee how much your business qualifies for
$10K to $5M in business funding — approved on your revenue, funded as fast as 24 hours. All credit 500+. No collateral for working capital.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $10K+/mo revenue
Apply Now — Get Funded in 24 Hours
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
Running a business in San Francisco means moving at the city's pace — whether you own a restaurant on Valencia Street in the Mission, a shop in Chinatown, a contractor crew working SoMa and Mission Bay, or a service business chasing the return-to-office foot traffic near the Financial District and Jackson Square. When an opportunity or a gap in cash flow shows up, waiting weeks on a bank isn't an option. We fund SF businesses in as little as 24 hours, and approval is based on your bank deposits — not your credit score.
How it works
- Apply in minutes. Quick online form, plus your last few months of business bank statements. Checking your rate is a soft pull — it won't hurt your credit.
- Get a real offer. We look at your actual deposits and revenue, not just a FICO number. FICO 500+ is fine.
- Get funded. Sign and receive $10,000 to $5,000,000 — often the same day.
Deposits, not credit
Strong sales carry more weight than a low score. FICO 500+ owners get approved every day.
Funded in 24 hours
Send statements and sign before early afternoon ET on a weekday and you can be funded same day. Friday deals fund Monday.
No collateral
Working capital with no collateral required — nothing on your home or equipment.
What SF owners use it for
San Francisco's economy runs on restaurants, retail, tourism, healthcare around UCSF and Mission Bay, professional services, and the trades that keep the city built. Owners use funding to:
- Stock inventory or prep for a busy tourist stretch near Fisherman's Wharf, North Beach, and Chinatown
- Cover payroll or make payroll during a slow week
- Buy equipment, fund a build-out, or take on a bigger contract
- Handle rent, permits, and the high cost of operating in the city
Example: a Mission restaurant borrows $40,000 to remodel the kitchen and add seating before the fall season, then repays from daily card and cash sales as the room fills.
Who qualifies
- At least a few months in business with steady deposits
- Roughly $10,000+ in monthly revenue
- A business bank account in San Francisco or anywhere in California
- FICO 500 or higher — soft pull to check, no credit ding
Ready when you are
From the Mission and SoMa to Chinatown, the Financial District, and Mission Bay, San Francisco owners get straight answers and fast capital here. Apply now and see your real offer today.
Ready to Fund Your Business?
Join 1,000+ businesses that trusted Quick Biz Capital. Apply now and get a decision within hours.