Business Funding in Richmond, VA
$10K to $5M for Richmond small businesses, approved on your deposits, not your credit score. Soft pull to check, funded in as little as 24 hours.
Check Your Rate — No Credit ImpactSee how much your business qualifies for
$10K to $5M in business funding — approved on your revenue, funded as fast as 24 hours. All credit 500+. No collateral for working capital.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $10K+/mo revenue
Apply Now — Get Funded in 24 Hours
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
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Richmond runs on small business. From the breweries and cider houses packed into Scott's Addition to the boutiques along Carytown's "Mile of Style" and the restaurants and shops in Shockoe Bottom, RVA's economy is built by owners who move fast. When a slow month hits or a growth opportunity shows up, waiting weeks on a bank is not an option. Quick Biz Capital funds Richmond businesses in as little as 24 hours, and we approve on your bank deposits, not your credit score.
Why Richmond owners use us
Richmond has one of the most balanced economies in Virginia, no single industry dominates, from professional services and finance to logistics, life sciences near VCU, and thousands of independent restaurants and retailers. That diversity is a strength, but every one of those businesses shares the same problem: cash flow gaps and opportunities that do not wait for a traditional loan committee.
Approved on deposits
We look at your business bank statements and the money moving through your account, not just your FICO. Solid revenue matters more than a perfect credit file.
Fast funding
Send statements and a signed agreement before early afternoon ET on a weekday and you can be funded the same day. Friday requests typically fund Monday.
FICO 500+ OK
Checking your options is a soft pull, so it will not ding your credit. We work with owners other lenders turn away.
What you can get
- $10,000 to $5 million in working capital (minimum $10K).
- Every industry, breweries, restaurants, contractors, retail, medical, trucking, professional services, and more.
- No collateral required for working capital.
- Simple use of funds, payroll, inventory, equipment, marketing, expansion, or covering a gap.
A real example
Say a Scott's Addition taproom needs $40,000 to buy tanks and stock up before a busy fall. Instead of waiting weeks, they send three months of bank statements in the morning, sign that afternoon, and have the funds the same business day. That is the difference fast capital makes when peak season is on the calendar.
Straight answers
Do you check my credit?
Only a soft pull to see your options, which does not affect your score. FICO 500+ is fine because we base approval on your deposits.
How fast can I actually get funded?
If you send statements and sign before early afternoon ET on a weekday, funding can happen the same day. Friday deals usually fund the following Monday.
What do I need to apply?
Just your recent business bank statements and a few basic details about your business. No tax returns or collateral needed for working capital.
How much can I qualify for?
Anywhere from $10,000 up to $5 million, based on your revenue and the deposits flowing through your account.
Apply from Richmond today
Whether you run a shop in Carytown, a kitchen in Shockoe Bottom, or a service business anywhere in the metro, funding is a short application away. Check your options with a soft pull and get an answer fast.
Ready to Fund Your Business?
Join 1,000+ businesses that trusted Quick Biz Capital. Apply now and get a decision within hours.