Business Funding in Philadelphia, PA
Fast working capital for Philadelphia small businesses — $10K to $5M, approved on your deposits, funded in as little as 24 hours.
Check Your Rate — No Credit ImpactSee how much your business qualifies for
$10K to $5M in business funding — approved on your revenue, funded as fast as 24 hours. All credit 500+. No collateral for working capital.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $10K+/mo revenue
Apply Now — Get Funded in 24 Hours
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
Fast capital for Philadelphia businesses
Philadelphia runs on small business. From the restaurants and galleries along Frankford Avenue in Fishtown to the vintage shops and bars on South Street, the retail corridors of Center City, and the labs and service firms in University City, this is a city of owner-operators who move fast. When rent is due, a slow winter stretches your cash, or a summer of World Cup and All-Star crowds means you need inventory and staff now, waiting weeks on a bank isn't an option. We fund Philadelphia owners quickly — $10,000 to $5,000,000, in as little as 24 hours.
How it works
- Apply in minutes. A short application and your last few months of business bank statements — no tax returns to dig up first.
- Soft-pull review. We check your fit based on your bank deposits, not your credit score. Checking won't hurt your credit, and FICO 500+ is fine.
- Get funded fast. Sign your offer and funds can hit your account in as little as 24 hours.
Approved on deposits
We look at the money moving through your business, not just a credit number. Strong sales matter more than a perfect FICO.
Soft pull to check
Seeing your options costs nothing and won't ding your credit. FICO 500+ owners are welcome.
No collateral
Working capital with no collateral required — keep your equipment, property, and equity.
What Philadelphia owners use it for
Every industry, every neighborhood. Owners across Philadelphia put this capital to work on the things that keep a business growing:
- Restaurants, bars, and cafes in Fishtown, South Street, and Center City stocking up and adding staff for busy seasons
- Retail and boutique shops buying inventory ahead of demand
- Contractors, trades, and home-service crews covering payroll and materials between jobs
- Salons, wellness studios, and personal-service businesses upgrading space and equipment
- Trucking, logistics, auto, and medical or professional offices bridging gaps and funding expansion
Who qualifies
Most Philadelphia businesses with steady monthly deposits qualify. You generally need a few months in business, a business bank account, and consistent revenue coming in. FICO 500 and up is fine — approval is built on your deposits, not your credit score, and there's no collateral required for working capital.
Apply today
Tell us about your Philadelphia business and see your options with a soft pull that won't affect your credit. Send statements in and get signed before early-afternoon ET on a weekday and same-day funding is on the table — apply Friday afternoon and you're looking at Monday. Either way, you'll have an answer fast.
Ready to Fund Your Business?
Join 1,000+ businesses that trusted Quick Biz Capital. Apply now and get a decision within hours.