Business Funding in New York, NY
Fast working capital for small businesses across New York — $10K to $5M, funded in as little as 24 hours. Approved on your deposits, not your credit score.
Check Your Rate — No Credit ImpactSee how much your business qualifies for
$10K to $5M in business funding — approved on your revenue, funded as fast as 24 hours. All credit 500+. No collateral for working capital.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $10K+/mo revenue
Apply Now — Get Funded in 24 Hours
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
Capital that moves as fast as New York does
From Midtown and the Financial District to Downtown Brooklyn, Long Island City, and the neighborhood corridors of Harlem, Astoria, and Flushing, New York runs on small businesses that never stop moving. But this city also runs on the highest overhead in the country. Commercial rent in the best locations can make or break a shop, and with storefront vacancy still elevated across Manhattan, owners here need cash they can count on — fast. Quick Biz Capital gets funding into your account in as little as 24 hours so you can cover rent, payroll, inventory, or a slow month without missing a beat.
How it works — three steps
- Apply in minutes. A short online application and a soft credit pull that never dings your score.
- Send your bank statements. We approve on your business deposits and cash flow — not your FICO. Most NYC owners hear back the same day.
- Get funded. Sign and you can see $10,000 to $5,000,000 in as little as 24 hours.
Deposits, not credit score
We look at how your business actually performs. FICO 500+ is fine — strong bank deposits matter more.
Funded in as little as 24 hours
Statements in and signed before early afternoon ET on a weekday can fund same day. Friday afternoon means Monday.
No collateral for working capital
Keep your equipment and lease out of it. A soft pull to check means no risk to apply.
What New York owners use it for
We fund small businesses in every industry across the five boroughs. New York owners put this capital to work for:
- Restaurants, bars, cafes, and food services covering rent, staff, and slow winter months before summer and tourist season pick back up
- Retail and boutiques in Garment District, SoHo, and neighborhood corridors stocking inventory ahead of a busy stretch
- Salons, barbershops, and personal-care shops managing payroll and build-outs
- Contractors, trades, and building services floating materials and labor between payments
- Healthcare practices, professional and creative firms, and tech shops in Silicon Alley bridging cash flow and growth
Who qualifies
If you run a business in New York, do at least $10,000 a month in revenue, and have been operating a few months, there's a good chance we can help. FICO 500 and up is welcome. Checking eligibility is a soft pull only — it will not affect your credit.
New York doesn't wait, and neither should your funding. Apply now, keep your business moving, and get the working capital you need — fast.
Ready to Fund Your Business?
Join 1,000+ businesses that trusted Quick Biz Capital. Apply now and get a decision within hours.