Business Funding in Long Beach, CA
$10K to $5M for Long Beach small businesses — funded in as little as 24 hours, approved on your deposits, not your FICO.
Check Your Rate — No Credit ImpactSee how much your business qualifies for
$10K to $5M in business funding — approved on your revenue, funded as fast as 24 hours. All credit 500+. No collateral for working capital.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $10K+/mo revenue
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Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
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From the shops and restaurants along 2nd Street in Belmont Shore to the coffee houses on 4th Street's Retro Row, Long Beach runs on small business. Professional services, restaurants, retail, logistics tied to the Port of Long Beach — one of the two busiest ports in the country — and the trades all share one thing: cash flow moves fast, and sometimes you need capital faster than a bank can move. That's where we come in.
Quick Biz Capital funds Long Beach businesses from $10,000 to $5 million (minimum $10K, never less), often in as little as 24 hours. We approve on your bank deposits, not your credit score. FICO 500+ is fine, checking is a soft pull, and working capital needs no collateral.
Approved on deposits
We look at how your business actually earns — your bank statements — not just a credit score. Strong deposits, strong approval.
Funded fast
Statements and a signed agreement in before early afternoon ET on a weekday? Same-day funding is on the table.
Every industry
Restaurants on Pine Avenue, retailers in Bixby Knolls, contractors, logistics, medical, salons — every Long Beach industry qualifies.
What Long Beach owners use it for
- Buying inventory ahead of a busy tourist and event season near the waterfront and downtown
- Payroll and rent gaps when Port-tied logistics receivables run slow
- New equipment, a build-out, or a second location along a growing corridor like Belmont Shore or Broadway
- Covering payroll, marketing, or a surprise repair without draining your reserves
A real example
Say a 4th Street cafe borrows $40,000 to remodel and add outdoor seating before summer. On a common factor rate, they'd repay around $52,000 total over roughly 8 months. You see the full cost up front — no surprises, no hidden fees. If the numbers don't work for your business, we'll tell you straight.
How fast is fast?
Here's the honest rule: send your recent bank statements and sign before early afternoon ET on a weekday, and you can be funded the same day. Apply Friday afternoon and funding typically lands Monday. No fake same-hour promises — just a clear, fast timeline.
Straight answers
What's the minimum I can borrow?
$10,000. We don't fund under that amount.
Will checking my rate hurt my credit?
No. Seeing what you qualify for is a soft pull and won't affect your score.
My credit isn't great — can I still qualify?
Yes. FICO 500+ is workable because we approve primarily on your business deposits, not your credit score.
Do I need collateral?
Not for working capital. Most Long Beach businesses qualify with no collateral required.
How much can I get?
Anywhere from $10,000 up to $5 million, based on your revenue and deposits.
Ready to move? Apply now — it takes minutes, and a decision can follow the same day.
Ready to Fund Your Business?
Join 1,000+ businesses that trusted Quick Biz Capital. Apply now and get a decision within hours.