Business Funding in Lexington, KY
Fast working capital for Lexington businesses — $10K to $5M, approved on your deposits, funded in as little as 24 hours.
Check Your Rate — No Credit ImpactSee how much your business qualifies for
$10K to $5M in business funding — approved on your revenue, funded as fast as 24 hours. All credit 500+. No collateral for working capital.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $10K+/mo revenue
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From the horse farms of the Bluegrass to the craft distilleries reviving the Distillery District, Lexington runs on small businesses that can't afford to wait on a bank. Whether you're a vet clinic serving the 450-plus horse farms in Fayette County, a farm-to-table spot downtown, a contractor feeding Toyota and Amazon supply chains, or a shop on Short Street, Quick Biz Capital gets working capital in your hands fast — often in as little as 24 hours.
We approve on your business bank deposits, not your credit score. FICO 500+ is fine, checking your options is a soft pull that won't ding your credit, and working capital needs no collateral. Funding runs from $10,000 to $5 million.
Approved on deposits
Steady sales matter more than your credit score. We look at what's actually moving through your bank account.
Funded in 24 hours
Send statements before early afternoon ET on a weekday with your signed agreement and you can see money the same day.
Soft pull to check
Seeing what you qualify for won't touch your credit. FICO 500+ is welcome.
Built for Lexington's real economy
Lexington's mix is unusual — equine and AgTech, bourbon and hospitality, healthcare and biotech, plus advanced manufacturing anchored by the world's largest Toyota plant. That variety means uneven cash flow: a distillery waits on aging inventory, a restaurant peaks around Keeneland race meets, a supplier fronts materials before getting paid. Fast capital bridges those gaps so you can buy inventory, cover payroll, take on a bigger order, or grab equipment before a slow week turns into a missed opportunity.
What it can cost — an honest example
Say you take $40,000 to stock up before a busy stretch. On a common short-term structure you might repay around $52,000 over 12 months. That's real money, so it should fund a move that earns more than it costs — a bulk purchase at a discount, a new crew, equipment that lifts your capacity. We'll show you the full number before you sign. No surprises, and we never claim to pay off an existing advance.
How fast is fast
- Send 3–6 months of business bank statements.
- Get a real offer, usually the same day.
- Sign before early afternoon ET on a weekday and funding often lands that day.
- Friday approvals typically fund the following Monday.
Straight answers
What's the minimum I can get?
$10,000. We fund from $10K up to $5 million based on your deposits.
Will checking hurt my credit?
No. Seeing your options is a soft pull. FICO 500+ is fine.
Do I need collateral?
No collateral is required for working capital.
Which Lexington businesses qualify?
Every industry — equine services, distilleries, restaurants, retail, contractors, trucking, medical, manufacturing suppliers and more. If deposits are steady, you likely qualify.
How soon can I get funded?
As little as 24 hours. Statements plus a signed agreement before early afternoon ET on a weekday can fund the same day.
Ready to Fund Your Business?
Join 1,000+ businesses that trusted Quick Biz Capital. Apply now and get a decision within hours.