Business Funding in Knoxville, TN

Fast working capital for Knoxville businesses — $10K to $5M, funded in as little as 24 hours, approved on your bank deposits.

From the boutiques and restaurants packed around Market Square to the shops along Gay Street and the galleries in the Old City, Knoxville runs on small businesses. Add the steady pull of the University of Tennessee, TVA, and a growing base of healthcare, manufacturing, and food-service employers, and you get a city where owners often need cash faster than a bank can move. That's what we do — fast, flexible business funding for Knoxville, TN.

We fund every industry: retail on Union Ave., contractors across Knox County, medical and dental practices, food trucks and restaurants downtown, auto and machine shops, trucking, and service companies serving UT and the surrounding metro. Funding runs from $10,000 to $5 million (minimum $10K — nothing smaller).

How much can a Knoxville business get?

The amount is tied to your monthly revenue. As a real example: a business bringing in around $40,000 a month in deposits can typically qualify for roughly $40,000–$60,000 in working capital. More revenue means a larger offer. There's no cost to see your number.

• Bridge a slow stretch between the summer tourist rush and the fall UT football season
• Buy inventory or equipment before a big order
• Cover payroll, rent, or a surprise repair
• Take on a bigger contract or open a second location

How fast is "fast"?

Here's the honest rule: if you send us your bank statements and sign your agreement before early afternoon Eastern on a weekday, funding can hit the same day. Sign on a Friday and you're usually looking at Monday. No games — just a straight timeline you can plan around.

Straight answers

Do I need good credit?

No. We approve on your bank deposits and business health. FICO 500 and up is welcome, and checking is a soft pull that won't hurt your score.

What's the minimum funding amount?

$10,000. We don't fund below that. The maximum is up to $5 million based on your revenue.

What do I need to apply?

Basic business info and your last few months of business bank statements. That's usually enough to get you an offer.

How long does approval take?

Most owners get a decision quickly after applying. Once approved and signed, funding can arrive in as little as 24 hours.

Which industries do you fund?

All of them — retail, restaurants, construction, trucking, healthcare, auto, professional services, and more across Knoxville and Knox County.