Business Funding in Houston, TX

Fast working capital for Houston small businesses — approved on your deposits, not your credit score. Funded in as little as 24 hours.

Houston runs at its own speed. From the Energy Corridor and the Galleria to Midtown, Montrose, The Heights, and EaDo, this is a city of restaurants, contractors, medical practices, logistics outfits, and service businesses that can't wait weeks on a bank. When an opportunity or a shortfall shows up — a big commercial job to bid, a slow summer stretch, equipment that breaks down mid-shift — you need capital that moves as fast as you do. That's what we do: fast, honest working capital for small businesses across Houston.

We look at how your business actually performs. Approval is based on your recent bank deposits, not your credit score — so steady Houston revenue counts for more than a perfect FICO. Checking your options is a soft pull and won't hurt your credit.

How it works

• Apply in minutes. A short application and a soft credit check — no impact to your score.
• Send your statements. A few months of recent business bank statements is usually all we need.
• Get funded fast. Once you're approved and signed, funding can land in as little as 24 hours.

Honest timing: if your statements are in and your offer is signed before early afternoon ET on a weekday, same-day funding is realistic. Sign on a Friday afternoon and you're most likely looking at Monday.

What Houston owners use it for

• Payroll and rent during a slow stretch
• Inventory or materials ahead of a busy season
• New or repaired equipment and vehicles
• Taking on a larger contract or a second location
• Covering the gap between work done and invoices paid

Who qualifies

• Based in the Houston area and operating for a few months or more
• Steady monthly deposits into a business bank account
• FICO 500+ is fine — we approve on deposits, not just credit
• $10,000 to $5 million available, no collateral required for working capital

If you run a business in Houston and need capital that keeps pace with the city, take two minutes to see what you qualify for. It's a soft pull, so there's no risk to your credit to find out.