Business Funding in Durham, NC
From the American Tobacco Campus to RTP — $10K to $5M, approved on your deposits and funded in as little as 24 hours.
Check Your Rate — No Credit ImpactSee how much your business qualifies for
$10K to $5M in business funding — approved on your revenue, funded as fast as 24 hours. All credit 500+. No collateral for working capital.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $10K+/mo revenue
Apply Now — Get Funded in 24 Hours
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
Fast capital for Durham businesses
Durham runs on movement — restaurants and shops around the American Tobacco Campus and Brightleaf, life-science and biotech firms feeding Research Triangle Park, contractors chasing the growth that comes with 100 new residents a day, and the startups filling downtown and American Underground. When an opportunity or a gap shows up, waiting weeks on a bank isn't an option. We fund Durham owners based on real revenue, not a credit report.
We look at your business bank deposits, not your FICO. Funding runs $10,000 to $5 million, checking your rate is a soft pull only, and FICO 500+ is fine. No collateral needed for working capital.
1. Apply in minutes
Short form, soft credit pull. It won't affect your score.
2. Send statements
Your last few months of business bank statements — that's what we approve on.
3. Get funded
Approved and signed early enough on a weekday? Money can hit in as little as 24 hours.
What Durham owners use it for
- Restaurants and retail near American Tobacco, Golden Belt, and Ninth Street covering payroll, equipment, or seasonal swings
- Biotech, lab, and life-science vendors bridging RTP contract timing and purchase orders
- General contractors and trades buying materials before the draw comes in
- Startups and service firms downtown funding inventory, hiring, or a growth push
- Medical, dental, and healthcare practices near Duke covering buildout or new equipment
Who qualifies
- At least a few months in business with steady bank deposits
- FICO 500 or higher — approval is based on revenue, not credit score
- A business bank account in Durham or anywhere across North Carolina
Example: borrow $40,000 for a kitchen or fleet upgrade and repay a fixed, agreed amount over a set term — clear numbers before you ever sign.
Apply today
Send your statements before early afternoon ET on a weekday and get same-day funding once you're approved and signed. Apply on Friday and you're looking at Monday. Ready to move? Start your Durham application now.
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