Business Funding in Denver, CO

Fast working capital for Denver small businesses — $10K to $5M, funded in as little as 24 hours, approved on your deposits, not your credit score.

Fast capital for Denver's busy small businesses

From the craft breweries and galleries of RiNo to the boutiques on Cherry Creek North, the vintage shops along South Broadway, and the restaurants packed into LoDo, Denver runs on independent owners. But rent along the Front Range keeps climbing, tourism and winter seasons swing hard, and a slow month can hit before a big one arrives. When you need to move fast — cover payroll, buy inventory, or grab an opportunity — waiting weeks on a bank isn't an option.

We fund small businesses in every Denver industry: retail, restaurants and bars, construction and the trades, contractors, healthcare and dental, auto and repair, salons, logistics and trucking, e-commerce, and professional services. If you're doing steady revenue, we can help — $10,000 to $5 million, based on your bank deposits, not a perfect credit report.

What Denver owners use it for

• Buying inventory ahead of a busy tourist or ski season
• Covering rent and payroll through a slow stretch
• Equipment, vehicles, or a build-out for a new location
• Hiring, marketing, or taking on a bigger contract
• Bridging the gap between invoices and cash in hand

Who qualifies

Most Denver businesses that qualify are:

• Operating for at least a few months with steady revenue
• Bringing in regular deposits to a business bank account
• FICO 500+ — we approve on deposits, not credit score
• Looking for $10,000 to $5 million in working capital

No collateral needed for working capital, and checking your offer is a soft pull that won't affect your score.

Ready when you are

Apply before early afternoon Mountain time on a weekday with your statements in and signed, and same-day funding is possible. Apply Friday afternoon and you're looking at Monday. Either way, you'll know where you stand fast — start your application now.