Business Funding in Charleston, SC
$10K to $5M for Charleston small businesses — funded in as little as 24 hours, approved on your deposits, not your credit score.
Check Your Rate — No Credit ImpactSee how much your business qualifies for
$10K to $5M in business funding — approved on your revenue, funded as fast as 24 hours. All credit 500+. No collateral for working capital.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $10K+/mo revenue
Apply Now — Get Funded in 24 Hours
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
Capital that moves at Charleston's pace
Charleston runs on cash flow that speeds up and slows down fast. King Street retailers on the Design District's Upper King, restaurants and hotels chasing a $14 billion tourism season, and vendors tied to the Port of Charleston all know the drill: the money you need lands weeks after the bill does. Quick Biz Capital funds Charleston businesses in as little as 24 hours, with amounts from $10,000 to $5,000,000, so you can stock up, staff up, or cover a gap without waiting on a bank.
We approve on your business bank deposits — not your credit score. There's a soft pull to check that won't ding your credit, and FICO scores of 500 and up are fine. No collateral is required for working capital.
Built for every industry
Restaurants, tour operators, contractors, retail on King Street, port logistics, aerospace suppliers, medical practices — if you run a Charleston business, you qualify to apply.
Deposits, not credit
Steady sales matter more than a perfect score. We look at what's coming into your account, so seasonal Lowcountry businesses aren't punished for a slow winter.
Real speed
Send bank statements and a signed agreement before early-afternoon ET on a weekday and same-day funding is on the table. Friday approvals fund Monday.
A real example
Say a restaurant near Upper King needs $40,000 to add kitchen equipment before the Spoleto Festival crowds arrive. Instead of waiting weeks on a bank, you send three months of bank statements, we review the deposits, and funds can hit your account the same day if you're approved before early afternoon. You put the capital to work while the demand is there — not after it's gone.
How it works
- Apply online — a few minutes, soft pull only, no credit ding.
- Send statements — recent business bank statements show us your deposits.
- Get a decision — approvals based on cash flow, FICO 500+ welcome.
- Get funded — as fast as 24 hours; sign before early-afternoon ET weekday for same-day.
Straight answers
What's the minimum I can get?
$10,000 is the floor. We fund from $10K up to $5M depending on your deposits.
Will applying hurt my credit?
No. Checking is a soft pull, so it won't affect your credit score.
My credit isn't great — can I still qualify?
Yes. We approve on your business bank deposits, and FICO 500+ is fine. Consistent sales carry more weight than your score.
How fast can I actually get the money?
As little as 24 hours. Send statements and a signed agreement before early-afternoon ET on a weekday for same-day funding. Fridays fund the following Monday.
Do I need collateral?
Not for working capital. No collateral required.
Ready to move? Apply now and get a real answer on funding for your Charleston business.
Ready to Fund Your Business?
Join 1,000+ businesses that trusted Quick Biz Capital. Apply now and get a decision within hours.