Business Funding in Chapel Hill, NC
$10K to $5M for Chapel Hill small businesses — funded in as little as 24 hours, approved on your deposits, not your credit score.
Check Your Rate — No Credit ImpactSee how much your business qualifies for
$10K to $5M in business funding — approved on your revenue, funded as fast as 24 hours. All credit 500+. No collateral for working capital.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $10K+/mo revenue
Apply Now — Get Funded in 24 Hours
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
From the restaurants and shops along Franklin Street to the labs and startups fueling downtown's new Innovation District, Chapel Hill runs on small businesses. When you need working capital fast, waiting weeks on a bank isn't an option. Quick Biz Capital funds Chapel Hill owners in as little as 24 hours, and approval is based on your bank deposits, not your credit score.
How It Works — 3 Simple Steps
- Apply in minutes. Quick online form, plus your last few months of business bank statements. Checking your offer is a soft pull only — it won't hurt your credit.
- Get your offer. We look at your revenue and deposits to size the amount, from $10,000 up to $5M.
- Get funded. Sign and send statements before early afternoon ET on a weekday, and funds can hit the same day. Friday approvals fund the next business day (Monday).
Approved on Deposits
We underwrite on your business cash flow, not your FICO. Credit scores of 500+ are welcome.
Fast to Fund
As little as 24 hours from signed docs to money in your account.
No Collateral
Working capital with no collateral required. Soft pull to check your offer.
What Chapel Hill Owners Use It For
Every industry qualifies. Chapel Hill business owners use funding to cover payroll during slow stretches between UNC semesters, stock up ahead of game days and festivals, hire staff, buy equipment, or grab a time-sensitive opportunity. We fund:
- Restaurants, cafes, and bars on Franklin and West Franklin Street
- Retail shops, salons, and service businesses
- Healthcare practices, dental offices, and clinics tied to the UNC Health ecosystem
- Biotech, lab, and research-support startups in the downtown Innovation District
- Contractors, trucking, auto, and light industrial businesses around Estes Drive and MLK Jr. Blvd
Who Qualifies
- At least a few months in business with steady bank deposits
- FICO 500+ — lower scores still considered on strong revenue
- A business bank account here in Chapel Hill or anywhere in NC
For example, a $50,000 advance might cost around $65,000 total paid back over the agreed term — real numbers, explained up front, with no surprises.
Ready When You Are
Whether you're on Franklin Street or off Weaver Dairy Road, getting your offer takes minutes and won't touch your credit. See what your Chapel Hill business qualifies for today.
Ready to Fund Your Business?
Join 1,000+ businesses that trusted Quick Biz Capital. Apply now and get a decision within hours.