Business Funding in Berkeley, California
Fast working capital from $10K to $5M for Berkeley small businesses — approved on your deposits, not your credit score.
Check Your Rate — No Credit ImpactSee how much your business qualifies for
$10K to $5M in business funding — approved on your revenue, funded as fast as 24 hours. All credit 500+. No collateral for working capital.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $10K+/mo revenue
Apply Now — Get Funded in 24 Hours
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
Fast Capital for Berkeley Small Businesses
From the cafés and restaurants of the Gourmet Ghetto on North Shattuck to the shops along Fourth Street and the bustle of Telegraph Avenue, Berkeley runs on independent, owner-operated businesses. Add in the daily rhythm of UC Berkeley, a deep food and hospitality scene, and a growing cluster of life-science and clean-tech startups, and you get a local economy where a fast decision on capital can make or break a season. Quick Biz Capital gives Berkeley owners a straight answer in hours — not weeks.
How It Works — 3 Simple Steps
- Apply in minutes. A short online application and a soft credit pull that won't hurt your FICO.
- Send 3 months of bank statements. We approve on your business deposits and cash flow, not your credit score. FICO 500+ is fine.
- Get funded. Sign your offer and receive funds in as little as 24 hours.
Honest speed rule: if we get your statements and signed agreement before early afternoon Eastern on a weekday, same-day funding is on the table. Sign on a Friday and you're typically looking at Monday.
Real Dollar Example
Borrow $50,000 for a kitchen buildout or new equipment and use it the same week — no collateral required for working capital.
Deposits, Not Credit
Strong sales into your account matter more than a past credit stumble. We look at how the business actually performs.
$10K to $5M
Right-sized funding whether you run a Solano Avenue boutique or a West Berkeley production shop.
What Berkeley Owners Use It For
- Restaurants, cafés and food makers covering payroll, inventory and slow stretches between semesters
- Fourth Street and Elmwood retailers stocking up ahead of busy shopping seasons
- Contractors and trades bridging the gap between jobs and invoice payments
- Life-science, hardware and clean-tech startups covering equipment and short-term operating costs
- Salons, fitness studios and service businesses funding renovations or new hires
Who Qualifies
- At least a few months in business with steady deposits
- FICO 500 or higher — soft pull only to check
- A business bank account with regular revenue
- No collateral needed for working capital
Ready When You Are
If your Berkeley business needs capital fast, see what you qualify for today. Checking won't affect your credit, and you could have funds this week.
Ready to Fund Your Business?
Join 1,000+ businesses that trusted Quick Biz Capital. Apply now and get a decision within hours.