Business Funding in Baltimore, MD
Working capital for Baltimore businesses — from Fells Point to Hampden — approved on your deposits, not your credit score. $10K to $5M, funded in as little as 24 hours.
Check Your Rate — No Credit ImpactSee how much your business qualifies for
$10K to $5M in business funding — approved on your revenue, funded as fast as 24 hours. All credit 500+. No collateral for working capital.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $10K+/mo revenue
Apply Now — Get Funded in 24 Hours
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
Baltimore runs on hustle. Whether you're stocking a boutique on Hampden's "The Avenue," running a restaurant along Thames Street in Fells Point, or serving contractors and haulers tied to the Port of Baltimore — the number one U.S. port for automobiles and construction machinery — cash flow rarely lines up neatly with the bills. Quick Biz Capital helps Baltimore owners get working capital fast, without the runaround a bank puts you through.
We fund every industry: retail, restaurants, healthcare and dental practices near Johns Hopkins and the University of Maryland, trucking, construction, salons, auto shops, staffing, e-commerce, and more. If you do business in Charm City, we want to help.
Why Baltimore owners come to us
Approved on deposits, not credit
We look at your bank statements and revenue — not just your FICO. A 500+ score is fine, and checking your rate is a soft pull that won't ding your credit.
Fast enough for real deadlines
Payroll, inventory for a Federal Hill weekend rush, or a port contract that can't wait — funding can hit in as little as 24 hours.
Real range, real flexibility
$10,000 to $5,000,000. No collateral required for working capital, and you can use it for whatever the business needs.
How much and how fast
- Amounts: $10,000 minimum, up to $5,000,000.
- Speed: Send bank statements and a signed agreement before early-afternoon ET on a weekday and you can be funded the same day. Friday approvals typically fund Monday.
- Credit: FICO 500+ considered. Soft-pull rate check.
- Collateral: None required for working capital.
A straightforward example
Say a Highlandtown shop needs $40,000 to buy inventory ahead of the holidays. They send three months of bank statements, get approved on their deposits by lunchtime, sign, and the money lands the same afternoon. No home on the line, no waiting weeks for a bank committee. That's the point — capital that moves at the speed your business does.
Straight answers
What do I need to apply?
Basic business info and your last few months of business bank statements. That's usually enough to get you a decision.
Will checking my rate hurt my credit?
No. Checking is a soft pull, so it won't affect your score. FICO 500 and up is welcome.
How fast can I actually get funded?
If we have your statements and signed agreement before early-afternoon ET on a weekday, funding can happen the same day. Friday sign-offs generally fund the following Monday.
What can I use the money for?
Anything the business needs — payroll, inventory, equipment, expansion, marketing, or bridging a slow stretch.
Do you fund my industry in Baltimore?
Almost certainly. We fund small businesses across every industry in Baltimore and throughout Maryland.
Ready to Fund Your Business?
Join 1,000+ businesses that trusted Quick Biz Capital. Apply now and get a decision within hours.