$75,000 Business Loan — Funded in as Little as 24 Hours
You need $75K to move now — not a three-week bank process. We approve on your deposits, not your credit score. Soft pull to check, and money can hit your account tomorrow.
Check Your Rate — No Credit ImpactSee how much your business qualifies for
$10K to $5M in business funding — approved on your revenue, funded as fast as 24 hours. All credit 500+. No collateral for working capital.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $10K+/mo revenue
Apply Now — Get Funded in 24 Hours
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
You need $75,000 and you needed it last week
Seventy-five thousand is a real number. It's a second location's build-out, a piece of equipment that pays for itself, a bulk inventory buy at a discount that expires Friday, or payroll plus materials to take on the biggest contract you've ever been offered. It's too big to float on cards and too urgent to wait on a bank that wants two years of tax returns and a "decision" in 30 days.
And if your credit isn't perfect, you've probably already heard "no" from the people who only look at a FICO score. That's the wrong question. The right question is whether your business actually brings in money — and your bank statements already answer it.
How a $75,000 business loan works here
- Apply online in minutes. Basic business info and your last 3–6 months of business bank statements. No tax returns, no business plan, no collateral for working capital.
- We read your deposits, not your credit score. Checking you for $75K is a soft pull — it will not ding your credit. FICO 500+ is fine. We're looking at revenue and cash flow to size the offer.
- Sign and get funded — as little as 24 hours. Statements in and offer signed before early afternoon ET on a weekday, and funds can land the same day. Sign Friday afternoon and it funds Monday. We tell you the real timing up front.
A real example
A commercial cleaning company doing about $110K/month in deposits wanted $75,000 to buy equipment and staff up for a new office-park contract. Statements in Tuesday morning, signed by 1pm ET, funded that same afternoon. Their personal FICO was 540 — it never entered the decision.
Who qualifies
$15K+ in monthly business revenue, roughly 3+ months in business, and a business checking account. FICO 500+ welcome. Bad credit doesn't disqualify you when the deposits are there.
What it costs to check
Nothing, and no credit hit. Checking your $75K options is a soft pull. You see the real numbers before you commit to anything.
Straight answers
Can I get a $75,000 business loan with bad credit?
Yes — this is built for it. We approve on your bank deposits, not your credit score, so a 75k business loan with bad credit is normal here as long as your revenue supports it. FICO 500+ qualifies and checking is a soft pull.
How fast can I actually get the $75K?
As little as 24 hours. The honest rule: statements in and offer signed before early afternoon ET on a weekday, and it can fund the same day. Sign Friday afternoon and it funds Monday. No games with the timeline.
What do I need to apply?
Your last 3–6 months of business bank statements and basic business details. No tax returns, no collateral for working capital, no lengthy business plan.
Will applying hurt my credit?
No. Checking your $75,000 offer is a soft pull that does not affect your credit score. You only move forward if the numbers work for you.
Is $75,000 the most I can get?
No — funding runs from $10K to $5M. If your deposits support more than $75K, we'll show you the larger number too. If you need a touch less, that's fine as well.
Ready when you are
If you can send three months of bank statements, you can find out your real $75,000 offer today — no credit hit, no obligation. Apply online now and get an answer while the opportunity is still in front of you.
Ready to Fund Your Business?
Join 1,000+ businesses that trusted Quick Biz Capital. Apply now and get a decision within hours.