$750,000 Business Loan for High-Volume Businesses

Approved on your monthly deposits, not just your FICO. Funded in as little as 24 hours — soft pull to check, no collateral for working capital.

Who a $750K business loan is really for

A $750,000 facility is not a starter loan. It's for established operators moving serious volume — businesses banking roughly $100,000 or more in monthly deposits, with a track record to back it up. If your revenue is strong and consistent, a number this size is on the table, and it gets underwritten fast.

We approve on the strength of your bank statements. Your deposits tell the real story: how much comes in, how steady it is, and how much you can comfortably handle. The stronger and more consistent that picture, the larger the amount and the better the terms. FICO 500+ is fine — this is a revenue decision first, a credit decision second.

How much you can get — and how it scales with your deposits

Quick Biz Capital funds from $10,000 up to $5,000,000. Where you land inside that range comes down to volume. A $750,000 loan is squarely in reach for businesses with the deposit history to support it.

Real example: a business averaging $250,000/month in deposits with 12+ months of consistent statements can realistically qualify for a $750,000 facility. Push those deposits higher or stretch the history longer, and the ceiling moves up with you — often toward seven figures. Softer, choppier months pull the number down. It's a direct relationship: more volume, more capital, better pricing.

How it works — 3 steps

• 1. Apply in minutes. Quick application, then send your most recent business bank statements. Soft pull only to check — no hit to your score.
• 2. Get a real number. We read your deposits and come back with the amount and terms your volume supports. No guessing, no wasted time.
• 3. Sign and get funded. Statements in and signed before early afternoon ET on a weekday can fund the same day. Friday afternoon signings fund Monday.

What serious operators use $750K for

• Buying inventory in bulk to lock in supplier pricing ahead of a peak season
• Opening a new location or expanding an existing one
• Taking on a large contract or purchase order that needs capital up front
• Acquiring equipment, vehicles, or a competitor
• Consolidating higher-cost financing into cleaner terms
• Bridging the gap between fulfilling big orders and getting paid

Who qualifies

• Established business with strong, consistent monthly deposits (a $750K number typically fits $100K+/month operators)
• Time in business and revenue history that support the amount you're after
• FICO 500+ — credit matters, but revenue leads
• Business bank statements ready to send

Straight answers

Can I really get a $750,000 business loan approved on bank statements?

Yes. If your deposits support it, statements are the core of the decision. We look at how much revenue moves through your accounts and how steady it is, then size the facility to match.

How fast can $750K actually fund?

As little as 24 hours. If your statements are in and you sign before early afternoon ET on a weekday, same-day funding is realistic. Sign Friday afternoon and it funds Monday.

What credit score do I need for a $750K loan?

FICO 500+ is workable. This is approved primarily on your monthly deposits, so strong, consistent revenue can outweigh a lower score.

Do I need collateral for $750,000 in working capital?

No collateral is required for working capital. Your revenue is the qualifier.

What if I want more than $750K?

We fund up to $5,000,000. If your deposits are stronger than a $750K number implies, we'll size the offer to your actual volume — often well into seven figures.

Ready when you are

If you're doing real volume, a $750,000 business loan can be in your account in as little as 24 hours. Apply in minutes, send your statements, and get a number built on your deposits.